
Ocala Real Estate – Ann-Marie Bortz
Find Your N. Central Florida Home - Personalized Lists, Local Experience, No Endless Searching

Welcome to Fine Homes of Ocala — where busy home-buyers skip the Zillow overwhelm and get a hand-picked list of homes tailored to their lifestyle, budget, and location.
Serving Ocala, Dunnellon, Crystal River, Citrus Springs, Beverly Hills, Homosassa, Gainesville and the greater Nature Coast, I combine 24+ years of real-estate experience with inside knowledge of North Central Florida. Forget outdated listings and endless clicking.
I personally match you to homes that meet your criteria — from waterfront retreats and equestrian acreage to golf-course homes and 55+ communities.
A custom, hand-selected home list tailored to YOUR budget, lifestyle, and must-haves.
Whether you’re relocating, retiring, looking for waterfront paradise, or searching for an equestrian estate near the World Equestrian Center – WEC, you’ll get curated homes that truly match your needs — without the stress and guesswork.
Call me now at 352-405-1663.
⭐ Why People Move to North Central Florida

North Central Florida continues to attract buyers looking for space, affordability, and a relaxed lifestyle.
Whether you’re searching in Ocala, Dunnellon, Crystal River, Homosassa, Citrus Springs, Beverly Hills, or Gainesville, each area offers a unique blend of outdoor recreation, strong community feel, and diverse housing options.
From waterfront homes along the Withlacoochee River to equestrian estates near the World Equestrian Center, this region offers something for everyone — retirees, families, snowbirds, first-time buyers, and relocation clients alike.
🌟Featured Cities & Community Overviews

Ocala, FL — The Heart of Florida’s Horse Country
Ocala is known for its rolling pastures, oak-lined roads, and world-class equestrian culture centered around the World Equestrian Center.
Buyers are drawn to its blend of luxury horse farms, beautiful acreage communities, and established neighborhoods close to shopping, dining, and top medical facilities.
Whether you’re relocating for the equestrian lifestyle, retiring to a peaceful area, or seeking a home with land, Ocala offers strong value and an unmatched lifestyle.
With everything from gated communities to mini-farms, Ocala real estate appeals to a wide range of buyers.
Dunnellon, FL — Riverfront Living & Small-Town Charm
Dunnellon is a Nature Coast treasure offering some of the best waterfront living in Florida, thanks to the Rainbow River and Withlacoochee River.
Buyers love the quiet country setting, low traffic, and easy access to kayaking, boating, fishing, and swimming in crystal-clear water.
The community offers a mix of riverfront estates, affordable single-family homes, acreage properties, and quiet neighborhoods with a relaxed pace.
Dunnellon real estate is especially popular with buyers seeking privacy, outdoor recreation, and exceptional value for waterfront properties.
Crystal River, FL — Gulf Access & Florida’s Clearest Waters
Crystal River is famous for its manatees, spring-fed waterways, and easy access to the Gulf of Mexico.
This coastal community offers an unmatched lifestyle for boaters, divers, anglers, and anyone who loves being on the water. Homebuyers can choose from canal homes, deep-water access properties, updated waterfront cottages, and quiet residential neighborhoods close to shops and restaurants.
Crystal River real estate attracts both full-time residents and seasonal buyers looking for a true coastal lifestyle.
Citrus Springs, FL — Affordable & Quiet With Room to Grow
Citrus Springs is one of the Nature Coast’s most affordable communities, known for its quiet streets, new construction homes, and easy access to Dunnellon, Crystal River, and Ocala.
Buyers love the larger-than-average lots, peaceful residential feel, and proximity to outdoor recreation.
The area offers a mix of established homes and new builds, making it ideal for first-time buyers, retirees, and anyone looking for value without being far from amenities.
Citrus Springs real estate continues to grow as buyers seek more space for the price.
Beverly Hills, FL — Home of Pine Ridge Estates & Acreage Living
Beverly Hills is home to one of the most desirable equestrian and acreage communities in Florida — Pine Ridge Estates.
With rolling terrain, oversized lots, horse-friendly zoning, miles of riding trails, and a community golf course, this area appeals to buyers seeking land and lifestyle.
Beverly Hills also offers more traditional homes at approachable price points, making it a versatile area for many buyers.
Real estate here attracts equestrian families, retirees, and anyone wanting privacy and space.
Homosassa, FL — Old Florida Charm & Waterfront Lifestyle
Homosassa is known for its lush natural beauty, waterfront restaurants, fishing communities, and access to the Homosassa River and Gulf of Mexico.
Buyers are drawn to the laid-back pace, abundant wildlife, and the blend of waterfront cottages, rural acreage, and quiet residential neighborhoods.
It’s a paradise for boaters, anglers, and anyone dreaming of a peaceful Florida lifestyle. Homosassa real estate appeals to buyers looking to escape congestion and enjoy nature-rich living.
Gainesville, FL — Vibrant, Progressive & Full of Opportunity
Gainesville offers a completely different energy, blending culture, education, and innovation with easy access to North Central Florida’s outdoor lifestyle.
Home to the University of Florida and a thriving medical hub, Gainesville attracts professionals, investors, and families.
Buyers appreciate the variety of neighborhoods, from historic districts with character to modern new-construction communities.
Gainesville real estate continues to grow as people discover its blend of walkability, parks, education, and high quality of life.
⭐ Why Buyers Love This Approach
1. Personalized Home Lists -(Not Generic Listings)
Tell me what you want — price range, number of bedrooms, lifestyle (waterfront, acreage, equestrian, golf, 55+), preferred cities — and I’ll build a custom list just for you.
It’s real Florida real estate, filtered, curated, and ready to view.
You’ll receive homes that fit:
Your price point
Your lifestyle (waterfront, equestrian, golf, acreage, 55+)
Your preferred locations
Your timeline
Request Your Custom Home List →Call me NOW at 352-405-1663
2. Local Insight You Can’t Get From Zillow
With 24+ years of experience and deep roots in the Ocala, Dunnellon & Nature Coast markets, I know the neighborhoods, zoning, lifestyle, and hidden gems like only a local can.
Whether you’re relocating, retiring, or searching for acreage with privacy and value — I’ll show you where to look.
You’ll learn:
Which areas offer the best value
Where newcomers are moving
What to expect in different price ranges
Insider tips on riverfront rules, equestrian zoning, golf carts, boating access, and more
3. Lifestyle-Driven Options for Every Buyer
Every buyer dreams of a certain lifestyle — and these pages help you compare and explore your favorite areas before you ever step foot in Florida.
Waterfront on the Withlacoochee or Rainbow River. Equestrian estates near the WEC. Golf-course homes near Ocala. Quiet 55+ communities on the Nature Coast.
Whatever lifestyle you’re after — I’ve got the knowledge and listings to match.
Explore Your Home Style:
- Equestrian Living Near WEC →
- Dunnellon & Withlacoochee Waterfront Living →
- Crystal River Waterfront / Gulf Access Homes →
- Pine Ridge Estates Equestrian & Acreage Living →
- Ocala & Dunnellon Golf Course Communities →
- Citrus County Golf Communities →
- Best 55+ Communities in Marion & Citrus →
Each page gives you a feel for price ranges, neighborhood vibe, amenities, and access to homes matching that lifestyle.
Frequently Asked Questions (FAQ)
Q1: Why not use online portals or MLS filters?
Online portals often rely on outdated IDX feeds that flood you with inaccurate, oversaturated, or long-since-sold listings.
With personalized matching, you get up-to-date homes that meet your criteria — cutting out the clutter and saving you time.
Q2: Can you really match homes across so many different lifestyles and counties?
Yes. Because I’ve worked in Ocala, Dunnellon, Citrus County, and the Nature Coast for many years and have over two decades of experience as a full-time Realtor.
I’m familiar with zoning, flood-zone mapping, neighborhood trends, resale value, and lifestyle-specific requirements across all these areas.
That breadth is part of what makes my service unique.
Q3: How do you decide which homes to include in my list?
I filter based on your needs — budget, lifestyle (waterfront, acreage, equestrian, golf, 55+, family), commute preferences, amenities, age of home, and long-term value.
The goal isn’t to flood you with choices; it’s to present options that genuinely fit what you want.
Q4: What if I’m relocating from out-of-state and don’t know the area?
Perfect — many of my clients relocate from other states. I provide neighborhood overviews, lifestyle comparisons, virtual tours, and local guidance (zoning, schools, amenities, commute times).
I’m your eyes and boots on the ground.
Q5: Are your services free for buyers?
As the buyer’s agent, my services are typically covered by the seller’s commission — However, with NAR lawsuit changes, there are requirements for buyers that all real estate agents in the country must now follow prior to me working with you.
You will receive full-service matching, touring, and advice.
Q6: How often do you update home lists?
I update your listings based on your needs — often before they hit major portals.
Because I have direct access to local agents and off-market opportunities, I’m able to notify buyers quickly about new and upcoming properties.
Q7: What if I don’t like the first list you send?
No problem — I’ll re-filter based on your feedback and send a new list until we find exactly what fits.
My goal is to match you with the right home, not just any home.
⭐ Ready to Start? Get Your Personalized Home List Today

Skip the cookie-cutter portals. You tell me: “acreage with river access”, “equestrian property near WEC”, “55+ villa”, or “golf fairway home” — I’ll dig through networks, off-market opportunities, and local inventory to deliver a curated list that matches you.
Skip the overwhelm and let me send you homes that actually match what you want.
All I need are your preferences — and I do the rest.
Request Your Home List TODAY! Call me at 352-405-1663
⭐ Ready to Talk? Buyers and Sellers Welcome!
Trust & Work with the Top Local Expert

Whether you’re ready to list now or just exploring possibilities for your new home, the best step is simple: pick up the phone and call me at 352-405-1663.
I serve various cities in the N. Central Florida area including Dunnellon, Ocala, Crystal River, Beverly Hills, Lecanto and Gainesville.
I’ll listen, I’ll answer questions, and together we’ll chart the next move.
Dunnellon, FL — Riverfront Living & Small-Town Charm
Crystal River, FL — Gulf Access & Florida’s Clearest Waters
Citrus Springs, FL — Affordable & Quiet With Room to Grow
Beverly Hills, FL — Home of Pine Ridge Estates & Acreage Living
Homosassa, FL — Old Florida Charm & Waterfront Lifestyle
Gainesville, FL — Vibrant, Progressive & Full of Opportunity
1. Personalized Home Lists -(Not Generic Listings)
2. Local Insight You Can’t Get From Zillow
3. Lifestyle-Driven Options for Every Buyer