If you’ve had a solar company knock on your door in Marion, Citrus, or Levy County lately, you’ve heard the pitch: lower bills, energy independence, a greener home.  What you probably haven’t heard is what happens to your homeowners insurance Florida policy after installation, what a solar panel lien can do to your closing table, or what hurricane damage can do to panels bolted into your roof deck during the next Category 3. Before you sign anything, it’s worth understanding that solar panels Florida homeowners install today can create financial and legal complications that outlast the electric bill savings by years. This isn’t an argument against solar — it’s the…