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Florida Hometown Heroes Housing Program

pics of police, firefighter and nurse

This $100 million dollar program will provide zero-interest for Florida’s Hometown heroes such as firefighters, nurses, teachers, doctors and over 46 other occupations that can be used for closing costs and up to 5% of the first mortgage or $25,000.

Florida’s Governor, DeSantis, worked in conjunction with Florida Realtors to help pass this unique legislature to help our local citizens and heroes who worked tirelessly during the pandemic to afford homeownership in the communities they serve amidst skyrocketing home prices.

However, this program also offers many other benefits including lower than market rates on FHA, VA, Fannie Mae or Freddie Mac first mortgages, reduced up front fees, no origination or discount points and down-payment and closing cost assistance.

The program is open to more than 50 occupations in Florida, including childcare instructors, home health aides, CNAs, police officers, dentists, chiropractors and certified assistants, pharmacy techs, occupational therapists, opticians, active military and veterans, and more.

There are income and purchase price limits that vary by county, so be sure to check those out below.

Applications for this program started on June 1st.  Check out more details about the program on the FHFC’s website.

florida hometown hero loan program price and income limits

Ann-Marie is a real estate agent in the Greater Ocala, Florida area with over 2 decades in the business. She is a veteran of the United States Air Force and her clients know her as a go-getter and pro-active agent specializing in the luxury market.