Who doesn’t want to save money on their utility bills?  That’s the universal appeal of solar panels to the average consumer. But owning them can be quite expensive and most consumers don’t fully understand what is involved in purchasing a home with solar panels already installed. From smart thermostats and showerheads that conserve water to tankless water heaters, these are some of the “green” features that are attractive to most home buyers. But, there is a downside to solar panels and many homebuyers won’t be able to afford the increased costs of having them. The facts that we rarely hear about include the initial costs of the solar panels.   The…

This $100 million dollar program will provide zero-interest for Florida’s Hometown heroes such as firefighters, nurses, teachers, doctors and over 46 other occupations that can be used for closing costs and up to 5% of the first mortgage or $25,000. Florida’s Governor, DeSantis, worked in conjunction with Florida Realtors to help pass this unique legislature to help our local citizens and heroes who worked tirelessly during the pandemic to afford homeownership in the communities they serve amidst skyrocketing home prices. However, this program also offers many other benefits including lower than market rates on FHA, VA, Fannie Mae or Freddie Mac first mortgages, reduced up front fees, no origination or…