Home Buyers
Information for home buyers including real time listings and search options, how to get a mortgage, how to find a Realtor, down-payment help, homes for sale, etc. in the Greater Ocala, Dunnellon, Citrus Springs and surrounding cities.
Settle Down in Ocala: 10 Reasons Snowbirds Should Make a Move
Introduction to Ocala as a winter haven for snowbirds Are you a snowbird looking for the perfect winter getaway? Look no further than Ocala, Florida. Known for its mild climate, affordable cost of living, and abundance of outdoor activities, Ocala is the ideal destination for snowbirds seeking to escape the cold. In this article, we will explore the top 10 reasons why you should embrace Ocala as your winter haven. Affordable cost of living in Ocala One of the main reasons snowbirds flock to Ocala is its affordable cost of living. Compared to other popular winter destinations in Florida, such as Miami or Orlando, Ocala offers significantly lower housing costs.…
The Pros and Cons of Purchasing Foreclosed Homes: What You Need to Know
Foreclosed homes, also known as bank-owned properties or REOs (Real Estate Owned), are properties that have been seized by the lender due to the previous owner’s inability to pay the mortgage. These homes are then sold off by the lender at a discounted price to recover their losses. Buying a foreclosed home can be a tempting option for homebuyers looking for a good deal, but it’s important to weigh the pros and cons before making a decision. Pros of Purchasing Foreclosed Homes One of the biggest advantages of buying a foreclosed home is the potential for significant cost savings. Since lenders are primarily interested in recovering their losses, foreclosed homes…
Discover the Charm of Ocala: Top Things to Do
Welcome to Ocala, Florida! Nestled in the heart of the Sunshine State, this vibrant city offers a perfect blend of natural beauty, rich history, and a plethora of exciting activities for visitors and residents alike. Whether you’re a nature enthusiast, history buff, or seeking thrilling adventures, Ocala has something for everyone. Join us as we explore the top things to do in Ocala, Florida. 1. Explore the Ocala National Forest: Embark on an outdoor adventure in the magnificent Ocala National Forest, spanning over 600 square miles. Discover a tapestry of crystal-clear springs, winding rivers, scenic trails, and lush forests. Hiking, camping, fishing, canoeing, and birdwatching opportunities abound, ensuring an unforgettable experience…
3 Great Reasons To Buy A Home Now!
Listen up, folks! With all the talk of recessions, rising interest rates, and housing bubbles, you might think that the real estate market is about to implode like a poorly-made soufflé. But fear not, dear reader, for we are here to dispel the doom and gloom with 3 great reasons why you should buy a home in today’s shifting market. Reason 1: Bidding Wars Are So Last Season You know what’s not fun? Bidding wars. They’re like a game of musical chairs, but with houses and way more stress. But guess what? They’re becoming less intense! A Slight Easing on the Bidding War Front It seems that buyer demand is…
Low Downpayment Loans
Are you a lower-income homebuyer who doesn’t have a large down payment saved up? Then these 2 low down payment mortgages may be the right option for you. For many people, the prospect of saving for a downpayment, in addition to meeting the credit requirements to obtain a traditional mortgage is a significant obstacle. But don’t lose hope, these 2 mortgage programs are designed to help low to moderate income borrowers achieve the dream of home ownership. HomeReady and Home Possible loans are low downpayment loans backed by Annie Mae and Freddie Mac. The programs have similarities and difference so it is important to understand how they work. HomeReady Loans:…
Pros & Cons Of Purchasing a Home With a Contingency
Purchasing a new home is a big decision that comes with a lot of considerations. One of them is making the decision to buy your new home with the contingency that you sell your current home. While this can be a viable option for many homebuyers, there are pros and cons to consider before making a final decision. PROS: Reduced financial risk: Buying a new home before selling your current one can be a financial risk, as it requires you to carry two mortgages until your current home is sold. And in many cases, depending on your income your may not be qualified to carry two mortgages. With a contingency,…